Paying your bills every single month will build your credit history. Whether they are revolving or installment accounts, paying your bills every month will build your credit history.

A charge-off can remain on your credit report for up to seven years from the date of the first late payment that led to default.

It is possible for a negative listing that had been deleted to be verified and addressed by a creditor after the deletion is complete. When this happens the FCRA (Fair Credit Reporting Act) states that the credit bureaus need to inform you before re-reporting an item that had been deleted. However, It is a rare occurrence to have an item removed and replaced, but it is possible.

Sure, It’s your right and responsibility to monitor and protect your own credit. The government has a set of laws to help you called the FCRA (Fair Credit Reporting Act). We here at Blue Lion Credit Restoration are in place if you need help from professionals who work with the bureaus and these laws every day.

With us you will get the best bang for your buck. Please visit our Packages page for more details.

Our goal is to educate so you can have a better understanding of what should and shouldn’t be placed on your credit report. Our team will also go over our strategy with you that may help you get any incorrectly reported late payments removed.

9am – 7pm | Monday – Saturday | Eastern Standard Time

Each case is different and varies due to unique situations. However, over 91% of clients see results within the first 90 days of choosing a program with us.

Don't wait until its too late to fix your credit

Get ahead of the damage.